Saturday, March 26, 2011

Allentown police department and the uninsured driver

Once again I feel impelled to sarcastically thank out local police department. Two weeks ago my wife's car was rear-ended by another at a stop sign. My wife did what she should have. She pulled the car to the side of the road made sure no one was hurt and then called the police department. The police then told her that they would not come out to the accident scene because there were no injuries and cars didn't need to be towed. Agitated but understanding my wife took down every piece of information the other driver had, which by the way did not include an insurance card (he left it at home). The other driver said he would call her with his insurance information. Now we are both more than a little suspicious at this point but wanting to give humanity the benefit of the doubt. We waited about an hour. I suggested that if he doesn't call in an hour we should call the police. An hour passed and we did call the police for the second time. They informed her that she should bring the car down to the police station and fill out a report. The next day the other driver called to give us his insurance information. Our faith in the honesty of our fellow man will come through right? Wait a minute! Upon our return from a weekend in DC, we call the other drivers insurance company to find out why we haven't heard from them with a claim number. They told us that the policy number we gave them was put into effect the day after the accident. Now it's time for the police. The next day we head down to the police to fill a report. They ask why we waited so long to report it and we told them we called when it happened and when we found he had no insurance. They said it happens all the time and they were not going to do anything about it. Driving without insurance is illegal everywhere but Allentown, Pennsylvania. "The city without limits" is the slogan they adopted last year. It should be "The city without laws". The other driver said he was looking for the insurance information that was active and gave us another policy number from Safe Auto. I know nobody will be surprised to find out that policy expired in December 2010. Now I have to pay a $500 deductible so my insurance can pay to fix my car. And go through the process of haunting the other driver for the rest of our lives trying to recover our costs. This blog combines three of my favorite rants insurance companies, police departments and irresponsible human beings. When these three come together It Just Ain't Right!

Allentown police department!

Once again I feel impelled to sarcastically thank out local police department. Two weeks ago my wife's car was rear-ended by another at a stop sign. My wife did what she should have. She pulled the car to the side of the road made sure no one was hurt and then called the police department. The police then told her that they would not come out to the accident scene because there were no injuries and cars didn't need to be towed. Agitated but understanding my wife took down every piece of information the other driver had, which by the way did not include an insurance card (he left it at home). The other driver said he would call her with his insurance information. Now we are both more than a little suspicious at this point but wanting to give humanity the benefit of the doubt. We waited about an hour. I suggested that if he doesn't call in an hour we should call the police. An hour passed and we did call the police for the second time. They informed her that she should bring the car down to the police station and fill out a report. The next day the other driver called to give us his insurance information. Our faith in the honesty of our fellow man will come through right? Wait a minute! Upon our return from a weekend in DC, we call the other drivers insurance company to find out why we haven't heard from them with a claim number. They told us that the policy number we gave them was put into effect the day after the accident. Now it's time for the police. The next day we head down to the police to fill a report. They ask why we waited so long to report it and we told them we called when it happened and when we found he had no insurance. They said it happens all the time and they were not going to do anything about it. Driving without insurance is illegal everywhere but Allentown, Pennsylvania. "The city without limits" is the slogan they adopted last year. It should be "The city without laws". The other driver said he was looking for the insurance information that was active and gave us another policy number from Safe Auto. I know nobody will be surprised to find out that policy expired in December 2010. Now I have to pay a $500 deductible so my insurance can pay to fix my car. And go through the process of haunting the other driver for the rest of our lives trying to recover our costs. This blog combines three of my favorite rants insurance companies, police departments and irresponsible human beings. When these three come together It Just Ain't Right!